tag:blogger.com,1999:blog-1072534379447599771.comments2024-03-16T19:11:05.756+08:00Anand's BlogAnand Vijayakumarhttp://www.blogger.com/profile/04069290912727901147noreply@blogger.comBlogger3739125tag:blogger.com,1999:blog-1072534379447599771.post-46527762304468178422018-04-28T16:49:25.412+08:002018-04-28T16:49:25.412+08:00Yes, it should be doable but the bank usually allo...Yes, it should be doable but the bank usually allocates maximum tenure based on ur age. They will expect loan to be fully repaid before you retire. Anand Vijayakumarhttps://www.blogger.com/profile/04069290912727901147noreply@blogger.comtag:blogger.com,1999:blog-1072534379447599771.post-74413467902064710892018-04-28T01:48:44.024+08:002018-04-28T01:48:44.024+08:00Hi Anand is there is any option to extend the loan...Hi Anand is there is any option to extend the loan tenure ? Current am I am in the loan tenure for 20 years.is it possible to change to tenure to 25 years? As per recent scheme,bank is giving 30 years of repayment tenure. Whether it is allowed to existing customers to switch over the tenure ?R.manjuhttps://www.blogger.com/profile/16132371732001691351noreply@blogger.comtag:blogger.com,1999:blog-1072534379447599771.post-44971084029147195552018-04-24T02:15:47.096+08:002018-04-24T02:15:47.096+08:00Good article :)Good article :)Anonymoushttps://www.blogger.com/profile/10767957423869328777noreply@blogger.comtag:blogger.com,1999:blog-1072534379447599771.post-21240830699868634662018-01-28T08:48:01.785+08:002018-01-28T08:48:01.785+08:00NoNoAnand Vijayakumarhttps://www.blogger.com/profile/04069290912727901147noreply@blogger.comtag:blogger.com,1999:blog-1072534379447599771.post-6216660369299238662018-01-28T01:24:59.353+08:002018-01-28T01:24:59.353+08:00Hi Anand,
If I hire cab for my travel which is fro...Hi Anand,<br />If I hire cab for my travel which is from trichy to kerala, can i claim cab amount for LTA ?Anonymoushttps://www.blogger.com/profile/00977545953614844440noreply@blogger.comtag:blogger.com,1999:blog-1072534379447599771.post-31855142219066739842017-11-18T11:53:12.863+08:002017-11-18T11:53:12.863+08:00Since bounce date is 3 months from cheque date, re...Since bounce date is 3 months from cheque date, reason 2 may be the cause in which case you will most likely not have any legal grounds because you should've deposited immediately instead f letting the cheque expire<br /><br />anyways, pls consult a good lawyer they can helpAnand Vijayakumarhttps://www.blogger.com/profile/04069290912727901147noreply@blogger.comtag:blogger.com,1999:blog-1072534379447599771.post-5284444881391991672017-11-18T11:51:49.572+08:002017-11-18T11:51:49.572+08:00Pls consult a good lawyer who specialises in emplo...Pls consult a good lawyer who specialises in employee/employer disputes. Anand Vijayakumarhttps://www.blogger.com/profile/04069290912727901147noreply@blogger.comtag:blogger.com,1999:blog-1072534379447599771.post-26342930919528203552017-11-18T11:45:33.677+08:002017-11-18T11:45:33.677+08:00Pls consult a good chartered accountant. Pls consult a good chartered accountant. Anand Vijayakumarhttps://www.blogger.com/profile/04069290912727901147noreply@blogger.comtag:blogger.com,1999:blog-1072534379447599771.post-81070038558734242332017-11-18T11:45:02.207+08:002017-11-18T11:45:02.207+08:00Hi - As far as I know, these savings schemes are n...Hi - As far as I know, these savings schemes are not available for Non-Indians. Recently the government of India even has declared that NRIs are not supposed to invest in such schemes and should close the acc. For your daughter I think these schemes are not allowed. <br /><br />Ask your father to officially inquire with the post office and get formal recommendation from them (preferably a Anand Vijayakumarhttps://www.blogger.com/profile/04069290912727901147noreply@blogger.comtag:blogger.com,1999:blog-1072534379447599771.post-67492190517982306742017-11-18T11:42:01.873+08:002017-11-18T11:42:01.873+08:00Hi - Being on leave or vacation is the criteria as...Hi - Being on leave or vacation is the criteria as far as I know. The should be on CL or EL is for people who work throughout the year and don't take summer break like teachers. Anand Vijayakumarhttps://www.blogger.com/profile/04069290912727901147noreply@blogger.comtag:blogger.com,1999:blog-1072534379447599771.post-59723820390188776202017-11-18T11:39:51.880+08:002017-11-18T11:39:51.880+08:00Note that I am not a qualified lawyer and you shou...Note that I am not a qualified lawyer and you should get their expert opinion. Anand Vijayakumarhttps://www.blogger.com/profile/04069290912727901147noreply@blogger.comtag:blogger.com,1999:blog-1072534379447599771.post-35891300534443929802017-11-18T11:39:31.933+08:002017-11-18T11:39:31.933+08:00Pls consult a good lawyer. Unfortunately you will ...Pls consult a good lawyer. Unfortunately you will need witnesses or proof to actually substantiate the claims in which case I think there is a case. Anand Vijayakumarhttps://www.blogger.com/profile/04069290912727901147noreply@blogger.comtag:blogger.com,1999:blog-1072534379447599771.post-13934716268756108992017-11-17T20:15:16.670+08:002017-11-17T20:15:16.670+08:00Hi Anand,
Myself and my sisters (elder) are the o...Hi Anand,<br /><br />Myself and my sisters (elder) are the only two heirs to my parents assets. <br />My mother and father had saved around 75 savaran of gold, many silk sarees and two residential lands while they were alive and working. <br />When they retired they sold one of the land and bought an apartment to live. <br />During the marriage of my sister my dad sold the other land and added 25Anonymoushttps://www.blogger.com/profile/09593303383724669639noreply@blogger.comtag:blogger.com,1999:blog-1072534379447599771.post-54498542242924528432017-11-16T14:53:29.824+08:002017-11-16T14:53:29.824+08:00Sir,
. my question is that,Iam a teacher in gove...Sir,<br />. my question is that,Iam a teacher in government school. I have availed LTA this year in durga puja vacation which was 12days of duration. <br />. sir is it compulsory to take one day CL or EL. In vacation like summer vacation etc.<br />Gurujeehttps://www.blogger.com/profile/08458247623264995968noreply@blogger.comtag:blogger.com,1999:blog-1072534379447599771.post-15436552821187781662017-11-16T14:33:34.790+08:002017-11-16T14:33:34.790+08:00My daughter is a minor(13 yrs) old. She is an Amer...My daughter is a minor(13 yrs) old. She is an American Citizen with Overseas Citizen of India Card. We(parents) are Indian Citizens, residing and earning in India. My father (also in India and retired) has opened MIS and PF account for her in postoffice few years back and maintains the account by investing in it frequently. Want to find out whether her nationality will have any bearing on this Darinihttps://www.blogger.com/profile/01949393756408265137noreply@blogger.comtag:blogger.com,1999:blog-1072534379447599771.post-1123900245944827892017-11-16T14:03:52.293+08:002017-11-16T14:03:52.293+08:00I am a freelance software developer. I develop app...I am a freelance software developer. I develop applications for customers from India and outside India. Do these to be considered as services or products?. Should i add any tax for these services or products for customers? Or should i file income tax return only? or both? My customers can be individuals or companies or marketing teams.Salahhttps://www.blogger.com/profile/07205989112608659558noreply@blogger.comtag:blogger.com,1999:blog-1072534379447599771.post-57122828042510592732017-11-09T21:06:39.396+08:002017-11-09T21:06:39.396+08:00Hi Anand,
My employer was Accenture and I have res...Hi Anand,<br />My employer was Accenture and I have resigned from the job over an year ago. I am still unemployed and hence, I believe I am eligible for the EPF withdrawal.<br />Accenture has outsourced this process to some third party agency which is totally a dumb organisation and are not cooperating at all. I had sent them the completely filled documents upon successful completion of 2 months Kartiknoreply@blogger.comtag:blogger.com,1999:blog-1072534379447599771.post-90663477709225141262017-11-09T00:58:49.350+08:002017-11-09T00:58:49.350+08:00ONE FRAUD PARTY GIVEN A CHEAUQE AGAINST OUR FIRM D...ONE FRAUD PARTY GIVEN A CHEAUQE AGAINST OUR FIRM DUE PAYMENT . SIR WE DEPOSITE THIS CHEQUE AGAINST OUR PAYMENT IN BANK BUT BECAUSE OF INSIFFIENT FUND THE CHEQUE IS BOUNCED AND THE CHEQUE WAS ISSUED AT 17/04/2013 AND BOUNCED IN 17/07/2013 WE GET TO MEMO FROM THE BANK THAT<br />1. INSIFFICIENT FUND THE CHECK BOUNCE<br />2. STALE CHEQUE.<br />SO SIR CAN YOU GUIDE US REGARDING THIS MATTER Anonymoushttps://www.blogger.com/profile/00745664789204015216noreply@blogger.comtag:blogger.com,1999:blog-1072534379447599771.post-27274321762134322082017-11-05T13:55:43.809+08:002017-11-05T13:55:43.809+08:001. The amount you get depends on how much you cont...1. The amount you get depends on how much you contributed in the 4.4 years.you will get EPF and EPS both<br />2. Yes, it is taxable because you spent less than 5 years. No, there is no option to fix it. The amount gets added to your annual income and taxes will need to be paid per your prevailing tax slab<br />3. Just contact the company and they will help you with the forms required to be filledAnand Vijayakumarhttps://www.blogger.com/profile/04069290912727901147noreply@blogger.comtag:blogger.com,1999:blog-1072534379447599771.post-43744673817712543052017-11-05T13:53:53.837+08:002017-11-05T13:53:53.837+08:00As far as I know, non-CTS cheques are not valid mo...As far as I know, non-CTS cheques are not valid monetary instruments and will not be cleared. am not sure how the bank guy said it goes through RBI. see this:http://anandvijayakumar.blogspot.sg/2012/12/cheque-truncation-system-cts-2010.htmlAnand Vijayakumarhttps://www.blogger.com/profile/04069290912727901147noreply@blogger.comtag:blogger.com,1999:blog-1072534379447599771.post-37018645476352716382017-11-05T13:52:09.459+08:002017-11-05T13:52:09.459+08:00Usually No. Unless the company offers that option ...Usually No. Unless the company offers that option to everyone in the company, they will not entertain only for one person. You can try and find out because this scenario is different from company to companyAnand Vijayakumarhttps://www.blogger.com/profile/04069290912727901147noreply@blogger.comtag:blogger.com,1999:blog-1072534379447599771.post-75439510874837940062017-11-01T12:35:23.851+08:002017-11-01T12:35:23.851+08:00Thanks for Valuable Information !!!Thanks for Valuable Information !!!Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-1072534379447599771.post-234334597152505782017-11-01T01:28:35.867+08:002017-11-01T01:28:35.867+08:00Is there any option to not joining in PF for any e...Is there any option to not joining in PF for any employee who has recently joined the organisation with higher salary then the PF slab and he also not a member of PF in his immediate previous company, but he was a member in PF Scheme in his carrier starting stage Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-1072534379447599771.post-70366796924461483652017-10-30T20:41:11.219+08:002017-10-30T20:41:11.219+08:00I have a bank account in SBI, chandigarh. I gave a...I have a bank account in SBI, chandigarh. I gave a non-CTS cheque of Rs. 40,000/- 23/10/2017 on by mistake to my friend who has a bank account in allahabad bank, chandigarh. Without noticing, he also put that cheque for clearing on 24/10/2017.<br /><br />After 3-4 days when cheque is not cleared, he went to bank and came to know that cheque is non CTS. One of the bank's employee told him pooja guptahttps://www.blogger.com/profile/11297804007160962681noreply@blogger.comtag:blogger.com,1999:blog-1072534379447599771.post-82106573522170834622017-10-30T14:19:36.274+08:002017-10-30T14:19:36.274+08:00Hi, i am 29 and I was working in private firm, I&#...Hi, i am 29 and I was working in private firm, I've PF account since oct 2012, I've resigned at company on Feb '17 (4years & 4 month), and join goverment gob (fixed for first 5 years) with no pf or other facilities. Now I am planning to complete withdrawl of money. So my questions are., 1. If I claimed right now hoe much amount i get (Employee & employment share & pention tusharhttps://www.blogger.com/profile/14378863574525585355noreply@blogger.com