tag:blogger.com,1999:blog-1072534379447599771.post3147378487966108207..comments2024-03-22T18:51:07.375+08:00Comments on Anand's Blog: Your Bank Could Be Cheating YouAnand Vijayakumarhttp://www.blogger.com/profile/04069290912727901147noreply@blogger.comBlogger12125tag:blogger.com,1999:blog-1072534379447599771.post-76705463850887450222016-10-29T16:38:13.785+08:002016-10-29T16:38:13.785+08:00Hi - Selling a customer a product which they dont ...Hi - Selling a customer a product which they dont want is definitely forgery and you can firstly return the policy within the first few weeks which is usually a free look period. Secondly you can contact the banking ombudsman or sbi's grievance redressal division and file an official complaint. If this doesnt work you can even try consumer court or contact a lawyer who specializes in Anand Vijayakumarhttps://www.blogger.com/profile/04069290912727901147noreply@blogger.comtag:blogger.com,1999:blog-1072534379447599771.post-87252425113233752852016-10-26T14:36:24.747+08:002016-10-26T14:36:24.747+08:00Hello...
I'm very impressed with your article....Hello...<br />I'm very impressed with your article.<br />Can you help me out here:<br />My wife is a clerk in the health department in Bihar. She went to the SBI Branch in which she has her salary account and asked for a loan of Rs. 4 lakh. The manager agreed and while submitting the form he tried to convince her to take an SBI LIFE Policy investing Rs. 11167 a year. She made me a call and Nandan Vermahttps://www.blogger.com/profile/08896431508144497865noreply@blogger.comtag:blogger.com,1999:blog-1072534379447599771.post-670899341885322322016-08-02T09:54:18.626+08:002016-08-02T09:54:18.626+08:00In such a case, the bank could plead innocence and...In such a case, the bank could plead innocence and say customer changed mind after policy was signed which means you have to bear the losses. You can try filing a complaint but it may not end up in your favourAnand Vijayakumarhttps://www.blogger.com/profile/04069290912727901147noreply@blogger.comtag:blogger.com,1999:blog-1072534379447599771.post-83173183390444367312016-07-30T14:36:38.046+08:002016-07-30T14:36:38.046+08:00No, I didn't have any written commitment from ...No, I didn't have any written commitment from the bank regarding this. Can anything be done in this case ?Anonymoushttps://www.blogger.com/profile/15066275004266865991noreply@blogger.comtag:blogger.com,1999:blog-1072534379447599771.post-76708282131212070622016-07-30T08:46:43.566+08:002016-07-30T08:46:43.566+08:00Did you get a written commitment from the bank tha...Did you get a written commitment from the bank that this policy wouldn't be issued along with your loan? If you have that document, then you can file a dispute with the banking ombudsman against the bank officials for wrongful selling of insurance productsAnand Vijayakumarhttps://www.blogger.com/profile/04069290912727901147noreply@blogger.comtag:blogger.com,1999:blog-1072534379447599771.post-37390702131723296452016-07-24T03:46:44.715+08:002016-07-24T03:46:44.715+08:00I have a problem. Recently I have applied for a ho...I have a problem. Recently I have applied for a home loan and stated earlier was asked to buy a policy to reduce my rate of interest. Earlier I aggred to it but the next day after consulting with my father I disagree to get it and ask the banker to get me the loan without it if he can otherwise I have other banks. So, he agreed to it and the loan was sanctioned but on the sanction letter the Anonymoushttps://www.blogger.com/profile/15066275004266865991noreply@blogger.comtag:blogger.com,1999:blog-1072534379447599771.post-35196306670503173082016-02-12T19:24:30.339+08:002016-02-12T19:24:30.339+08:00No, you cannot. Read this article: http://anandvij...No, you cannot. Read this article: http://anandvijayakumar.blogspot.sg/2012/12/every-question-you-will-ever-have-about.htmlAnand Vijayakumarhttps://www.blogger.com/profile/04069290912727901147noreply@blogger.comtag:blogger.com,1999:blog-1072534379447599771.post-39801892486222525532016-02-10T19:24:44.448+08:002016-02-10T19:24:44.448+08:00I have two accounts in two different banks one is ...I have two accounts in two different banks one is SBBJ & another is SBI So can i open ppf accounts in both the banks.Anonymoushttps://www.blogger.com/profile/13029041493569265025noreply@blogger.comtag:blogger.com,1999:blog-1072534379447599771.post-423344730829639762015-11-01T19:46:12.669+08:002015-11-01T19:46:12.669+08:00yes bank lockers are safe because the bank CANNOT ...yes bank lockers are safe because the bank CANNOT and WILL NOT open your locker if you continue to pay your yearly rental fees. If you fail to pay the amount, the bank has the right to OPEN the locker and rent it out to someone else. <br /><br />Anand Vijayakumarhttps://www.blogger.com/profile/04069290912727901147noreply@blogger.comtag:blogger.com,1999:blog-1072534379447599771.post-91645378164596143432015-10-29T22:30:01.392+08:002015-10-29T22:30:01.392+08:00I have a doubt is bank lockers are safe? WHat if t...I have a doubt is bank lockers are safe? WHat if they cheated and run away? Or is there any such problems?sravanhttps://www.blogger.com/profile/05508815647272878991noreply@blogger.comtag:blogger.com,1999:blog-1072534379447599771.post-7342902691851363602012-12-26T07:58:25.240+08:002012-12-26T07:58:25.240+08:00I agree Rajesh. The problem is, these kind of thin...I agree Rajesh. The problem is, these kind of things happen in areas that arent posh cities where customers are spoilt for choices in terms of available banks. My friend here was at a place that was around 40-50 kms from Vellor and one of my college friends from Dindigul too was sold a ULIP by the bank that gave him the home loan last year...Anand Vijayakumarhttps://www.blogger.com/profile/04069290912727901147noreply@blogger.comtag:blogger.com,1999:blog-1072534379447599771.post-88154424891005945712012-12-25T12:20:58.602+08:002012-12-25T12:20:58.602+08:00I've had some very bad experience trying to op...I've had some very bad experience trying to open locker. But in case of home loan the scenario was that I am trying to do business for the banks. So the situation was totally differentnrajeshhttps://www.blogger.com/profile/08182881619089775708noreply@blogger.com